Here are the Top 10 Best World Investment Banks You Must Know

Best World Investment Bank


A bank may have several divisions that work specifically for certain importance. Investment bank  is one of those divisions. Investment bank works under the business environment regarding with capital forming and supporting for its client companies, government, or some other institutions.

Investment bank is founded with the purpose of providing financial support in form of loans and credits, assisting various clients on stock exchanges, or facilitating merger or company acquisition. An investment bank will need lot of capital funds to ensure those services. Therefore, investment bank cooperate with investors for the its capital availability insurance. Investment banks offer interest benefits as compensating retribution for the investors.

What Makes Good and Best Investment Banks?

An investment bank is considered good or perhaps one of the bests according to its capital size to ensure all of its service continuity and sustainability with its clients. For those who are seeking benefits from any investment, cooperating with reputable and trusted investment banks is considered as a must.

The wide varieties of service product which can be offered by an investment bank are also considered as factors to attract more clients which also means bigger capital size to develop more investments.

Newbie investors are welcomed with proper assistance to minimize any risks. Investing wealth and properties through investment banks is claimed as more a secure way compared to investing any asset into other businesses and entrepreneurship, of course with the reputable investment banks.

Is it The Same with Saving Money in Banks?

Most people may wonder whether it is same with saving their money to banks or not. The answer is no. Saving money to banks means that you invest your money with small amount of interests in a long term plan. You will interact with commercial banks to do that stuff.

Meanwhile, doing investment in investment banks means that you will exchange your money into securities (valuable document of letters issued by investment banks), obligations, insurances, pension fund, and many others, instead of the money as instrument of transactions. The interest offered to the investors and clients dynamically follows the market share trends in shorter term period compared to one in commercial bank transactions.

Some commercial banks have its own divisions of investment with independent capital separately from the one circulated for services in non-investment sector. Most reputable and best investment banks work independently in purpose of establishing better and dedicated the investment services. As additional information, commercial banks transaction commonly established for personal or group reasonable amount of funds, while the one in investment banks involve much bigger funds.

The Best Investment Banks Around The World Worth to Work with

The Best Investment Banks Around The World Worth to Work with

Here are the world top known investment bank names who has succeed to establish their reputation and work with massive capital holders and clients.

JP Morgan

This top brand investment bank have been operated in 60 or more countries all around the world. With investment banking fee which can reach 8.0% market share for the client investors, JP Morgan has been rewarded as the best North American investment bank in 2016 with the total amount of approximately US$5.7 billions generated from its investment banking fee throughout 2016.

Goldman Sachs

This company has four major business segment of services as its fundamental assets to gain the reputable global recognition, investment banking, investing and lending, institutional clients service, and investment management service. Goldman Sachs has collected a total of US$97 billion of market capitalization as per march 2017 and around US$5 billion of investment banking fees in 2016.

Bank of America Merrill Lynch (BAML)

From the name we can see that this investment bank is one of Bank of America Corporation investment division. In 2016 this bank has ranked in the third top investment bank with a total of US$4.5 billion of investment banking fee.

Morgan Stanley

Morgan Stanley investment firm provides three primary services including institutional securities service, investment management service, and wealth management service. This company, which is headquartered in New York city, has primarily set its cooperation in investment management service with real estate business and merchant banking funds.


Citigroup has more than 200 million accounts of customer and a total of US$3.8 billion investment banking fee in 2016.

Barclays Capital

Barclays Capital provide financial advisory, finance and risk management service, and capital raising consultant service and has been successfully managed to collect US$3.2 billion of investment banking fee in 2016.

Credit Suisse Group

The group has two major divisions: Private Banking Service and Wealth Management Service, and Investment Banking service. The investment banking division has collected a total of US$32 billion market capitalization in 2017.

Deutsche Bank

From its total assets, Deutsche Bank has been considered as the largest bank in Europe. It has some corporate divisions including Global Transaction Banking, Corporate Banking and Securities, Deusche Assets and Wealth management, and Private and Business Clients Unit.

Wells Fargo

The company four major business groups include Wealth, Brokerage and Retirement Management service, Community Banking service, Consumer Lending service, and Wholesale Banking service with investment banking fee reaching US$2 billion during 2016.


As one of the best investment banks, UBS has fully operating offices in over 50 countries. USB investment division provides two sub divisions regarding with the investment business which include Investor Client and Corporate Client Solutions Services.

The Best Way To Invest 1000 US Dollar; Click Here!

The Best Way To Invest 1000 US Dollar


What will you do if you have US$1000 cash. Some people can just buy something, may be iPhones, used cars, high performance Gaming PC, or furniture to decorate your home, with that amount of money. Those activities are actually examples of consumerism. People who understand economic principles will reconsider to spend their money on something with less benefits for the future.

With US$1000 in your hand, you can actually make some investments. There a lot of kind of investments you can do in nowadays life actually. Spending money to buy stuffs can be called and investment if you can earn more money from that stuff later. That is considered as a principle of commerce. All kind of traders, merchants or online shops re-sellers use this principle consciously or not.

I will show you some best and wisest ways to invest your US$1000 for various amount of future benefits. Of course, stock some drugs and resell it to junkiest, or exchange it into poker chips are absolutely excluded.

Start Your Online Shop Business

You can use the money to stock some products which you assume can be sold for higher prices. You had better avoid selling electronic gadget unless you are sure enough that you can sell with the profits in short term market plan, since electronic devices tend to have less value overtime. Its okay to gain a few amount of profit as long as it has continuity to your restocking and reselling business activity.

Gold Investments

Gold has been able to survive it value for decades with stable and tendency to have better value. You should buy and stock up golds when it reach lower price in purpose to have more insurance of the probable future profit. It is something you cannot find in electronic products.

Invest it to Advisor or Full-Commission Broker

An advisor will usually charge you a fee or commission, in order to manage your cash. Always remember that,they will make any investment based on their best interests, instead of yours. You can actually learn to invest it by yourself through some researches and study. However, you can take advantage from their experience by entrusting you money with the expectation that they can make the best of it. This way is slightly better as a shortcut, especially if you do not have enough opportunity to start your own trading business. Be sure to keep in contact and deal with the trusted broker if you do not want to invest for something insecure. Written terms of agreement may be needed in case something bad happens.

Buy Penny Stocks

Some people believes that trading through Penny Stocks makes more sense nowadays because of its cheap stock price. With the cheaper price you can buy lots of different stock for higher probability to hit the profit. You can make this consideration as step to learn trading and facilitate your market research attempt.

Trade it in Forex

Forex is also known as foreign currency trading which can provide you low cost of entry. You can find some brokers offering small account cost at US$100 the newbie traders. This type of currency trading is in overall easier to learn by the inexperienced traders. Most of its basic thing to pay attention to is on the currency comparison. There bunch of information about various strategies and tips to gain high profit from lot of sources like books or internet.

Pay Down Your Current Debt

Why would you want to invest on something if you still have stacking debt. The interests of the debt will even make it worse. Having debt is basically the exact opposite of making investment. You should not thinking of dealing any investment to pay your current debt. It is more wise to pay your debt especially if US$1000 is more than enough to clear it up. After that you can remake your plan on any investment including the US$1000 investment stuff. Make sure you do not have to think over any debts and its interest before you are looking for best ways to invest 1000 US dollar from your saving.

How to Create a Wonderful Room Setup with Wooden Bunk Bed

How to Create a Wonderful Room Setup with Wooden Bunk Bed

Wooden Bunk Bed – House is the place where we should spend our day with family after a long hours of activity outside our beloved house. People nowadays are tend to spend their days outside to work for the company or running their business with stores they have.

However, there is no any single joyfulness that can replace such a luxury to get together with people we love in a single house. Since house always has place for us to also giving us a private room accomodated by it, inside the house itself.

Room as well as the private place for the house inhabitants to find their peacefulness inside their house should also provide the house inhabitant space of comfortness for the inhabitants.

In order to create a great decoration of the room itself. One must know how to setup a wonderful decoration for the room they used to sleep. Therefore, things like selection of bed, table, buffet and many things that can be used to improve the comfortness of the room itself. Well, it has to do with the things used to decorate the room itself.

How to Create a Wonderful Room Setup with Wooden Bunk Bed

Wooden Bunk Bed

Now, one of the ornament that could be used to improve the comfortness of the room is the bed. The bed itself can be the wooden bed or the spring bed or many other things that could be used to make the bed itself. It is up to you what to choose to improve the comfortness anyway.

The best choice of the bed we can get to improve the comfortness of our room is the wooden bed. The wood is acknowledge for its comfortness provision for the user of the wood. Cabin somehow provides comfort and wooden bed does the same thing as well.

Due to the fact that the space of our room is getting smaller and smaller for its’ lack of land to expand. Either it house to expand or room to expand, there is a solution for such a thing. The wooden bunk bed is the best solution for that kind of problem.

Here are the example of the bunk bed you can use to improve the comfortness of your room and to relax you more due to the fact that wood gives anyone use it divine.

Classic Dark Wood Bunk Bed

Classic Dark Wood Bunk Bed

The classic dark wood bunk bed is one of the best option you can use to get your room comforted. This classic black-painted bunk bed shall save your room and give you more space to take a deep breath as well as giving you comfortness to stand the heat and to stand the cold against the winter.

Brown-Painted Multifunctional Wooden Bunk Bed

Brown-Painted Multifunctional Wooden Bunk Bed

This one is still the classic-styled wooden bunk bed with a lot of functions. One of the function of this bunk bed is the use for sofa itself. Therefore, you can sit down and read your book in your spare time or you can use it while you are watching TV or take a nap on it.

Unique Bunk Bed Stylized with Superhero Theme

Unique Bunk Bed Stylized with Superhero Theme

This unique customized bunk bed with superhero theme will be the good friend for your kid, especially your son who might experience sleep disorder. With the ability to save a lot of space in your tiny room. This can enable your children have a wonderful time during its childhood.

Unique Bunk Bed Stylized with Barbie Theme

Unique Bunk Bed Stylized with Barbie Theme

This one has no different with the bunk bed stylized with superhero theme. The different is that this bunk bed is purposed to help your daughter have a wonderful childhood during its period. It also helps you to save a lot of space in your room.

Unique Bunk Bed Stylized with Animal Theme

Animal theme stylized to the bunk bed will make your children grows curiousness on animals and many natural objects. Therefore, you can also educate your children by using this bunk bed stylized with this kind of theme while you can save a lot of space for the sake of your house.

Unique Bunk Bed Stylized with Nature Theme

Unique Bunk Bed Stylized with Nature Theme

If you are a greenpeace activist or you are the fan of greenpeace and want to educate your children to find good thing about nature while you can also save a lot of space for your room, this kind of bunk bed will be fit to you.

Rustic Style Bunk Bed

Rustic Style Bunk Bed

This rustic style bunk bed is meant to make you grow more closeness to the nature. Unlike the stylized bunk bed with nature theme. This one is made from the rustic wood which enable the atmosphere of woods or forest come into your room and make your room feels like peaceful forest in Norway.

Soft Rustic Style Bunk Bed

If you think that rustic bunk bed with fierce style makes you a little afraid with woods and deep forest as well as the creatures living within. This soft rustic style bunk bed will give you the soft atmosphere of the forest or woods just like in a resort rather than in an explored forest or wood.

Multifunction Rustic Style Bunk Bed

Multifunction Rustic Style Bunk Bed

Just like the multifunction classic wooden bunk bed. This multifunction rustic style bunk bed takes the same role of the previous mentioned bed. However, it shapes makes you a little bit vintage or retro. You will be looked like a hunter living on a cabin in the city.

Rustic Cabin Style Bunk Bed

Everybody loves cabin. They love the cabin’s warmth and closeness to the nature. Therefore, this cabin style bunk bed with the rustic style might trigger your memory about your camping activity with your friends couple years ago and might inspire your children to have an outdoor activity.

Those are the bunk bed that you can use to make your home more spacious while you can also educate your children as well as inspire them to do something useful. Meanwhile, bunk bed can also be used by more than one man. Well, the choice is yours.

Impressive Home Office Desaign Layout to Improve the Comfortness of Our Home

Home Office Desaign Layout

Home Office Desaign Layout – Since the beginning of time, people are trying to make their place of living as comfort as possible. At the prehistoric period, people only care about how to keep them save from the dark of the night and from the predator.

They chose a big cave as their place of living. From that cave, they create their own art by painting the wall of the cave. The wall in which the first media of their civilization. Something that can give them a lot of time to contemplate with nature and God itself and that’s the first impressive layout ever been built by the man.

Home Office Desaign Layout

Impressive Home Office Desaign Layout to Improve the Comfortness of Our Home

Well, men after that were moving from the cave life. They were then trying to get themselves settled when they were building cities or a group of community living nearby river or any springs to support their life.

They were then start to get some art on their community by building their first layout to make themselves comfortable against the dizzy wind or hot summer with woods and usually, they had their own decoration for their city hall-like interior by adding some animal skull or anything that can beautify. It is the more advance layout at that time.

After all, nowadays, men are now moving to more advance layout with more advance technology they found. One of the technology they found is the LED light. It can also be used to improve the layout of their interior. Therefore, in this article, we will talk about the most up to date interior design that can be used by you to improve the comfortness of your interior with the more natural and beauty design you have never imagined before.

Well, no more time wasting now, let’s get it started:

  1. The first up to date interior layout has to do with the functionality of the bright. The use of to much energy will drain your money and our health. Therefore, the layout of the room with a lot of bright in the day will reduce our use of electricity bill.
  2. The second one of that the interior room layout with artificial energy. This artificial energy is the fire itself. If you are living in subtropical or even artic country. Having fireplace in your room interior will be a good advantage to face the hard and cold winter during December to January. Moreover, using gas over and over shall drain your wallet as well.
  3. Men love art and colour. Therefore, the interior layout without colour will be the body without soul. The next up to date interior layout you must apply is the simple room full of colour. It will blow your mind immediately.
  4. A room full colour might only apply for those who believe in the combination of the coloud. For those who don’t believe in the wild colour combination, choosing the mild colour like blue sky will be a good choice they can take so far.
  5. If you have big room and you want to add as many as possible furniture you want. It will not be a great problem. However, if you are living in a city where you can only add a small furnitures, don’t take it personally. Having a small space means that you still can have a magnificent interior layout anyway.
  6. Another thing you can add for your interior layout is that having a pale colour. By using pale colour like gray or white, you can find peacefulness in your woom. Anyway, this colour also reflects light, so it will make your room brighter in a sunny day.
  7. Another colour you can use is the small bohemian colour. The bohemian is well known for its colour combination with the art. Well, slavian are also known for their masterpiece like the Janaek Simfionietta. Therefore, it will be a great idea to apply for the sake of your room.
  8. Well if you think that the bohemian room interior layout is a bit out to date. You can also combine it with the modern style. Therefore you would not feel like you are living in the mid 16th century by applying this style.
  9. If you think that you still want the wild room without giving it to many wild colour on the wall. You can just put the furnitures with wild colour to your room so you will light your room with fiery colour. Problem solved and everybody’s happy.
  10. If you have a lot of money, then you can do anything, including doing anything with the room interior layout. Adding luxury stuff and furnitures will add elegance in your room. Moreover, it will give ultimate elegance for the user of the room anyway. With the combination of the neutral colour, you can get it done as fast as possible.
  11. Just like the first room, this interior room layout with opened-style room is also the best choice for the modern life now. The reason is that you can save more money and get healthier life by applying such a room.
  12. Everybody loves France. Therefore, the room interior layout with french style will be a good choice to be chosen for you. This kind of room emphasizes the neutral colour with elegant fireplace and several sofas around it to make you as comfort as possible to gather with your family members.
  13. Mixing the feminime accent with the modern accent will always be the great bold choice you can make. This kind of mixing of room interior layout will blow your mind away. With the strong component of neutral colour combined with a lot of women’s ornament.
  14. The interior room layout combined with the modern pop art means that you will make the image of yourself as the art lover. The lover of art means that you are a high quality person. Therefore, no matter what kind of art you like. If you apply it to your room. It will still make the good image on you.
  15. Tradition will always stays in our heart. Therefore, having the interior room layout furnished with traditional furnitures will be a good choice for you to get close with your ancestor.

Those are the choices to make your room much more comfortable. If you have one to choose. Pick one better. Have fun on choosing what you are about to like.

How to Utilize Space in a Small Bedroom

How to Utilize Space in a Small Bedroom

How to Utilize Space in a Small Bedroom – Life today is getting hard. You are forced to pay for your mortgage and other installments you actually find hard to be paid but you must take and for the good of you and your family, you clearly find no way out from those installments.

Well, your mortgage might is getting crazy from day to day. However, you can make yourself comfortable by making your house as comfortable as possible. If you think that you can only buy a small house with two rooms, do not be affraid of that. The world will find its method to solve that.

Since there is no more land in big cities in the world. People whol live there should either buy a small house with high price or buy a small apartment but living in a small square room which contains high risk of fire even though that death has been writen.

Now, since you must want things you really want to buy. It will somehow make your room getting smaller with lots of stuff. If you want to throw those stuff away, you might need it someday. It is very dilematic, right? But isn’t there any solution? Yes, there is.

The solution from that kind of problem is the space saving method. These ways will make your room much better in term of the space allocated on it. Therefore, what you need to do is that following the instruction and start applying such an instruction to your room.

Now, what are those ways to save as many as possible space remains in your room. Here are the example for you to save space in your room as many as possible while you do not have to throw all your belongings aways at that time when you think you need it someday.

  1. You can have a lovely white bed combined with secret shelves that can accomodate your books above it and maybe some vases with lovely flowers that you can change with newer flowers everyday. Meanwhile, you can also flip it and change it to lovely white sofa to accompany you watching movie while eating pop corn and you can save space.
  2. Secret room under your bed area will make you feel that you have some sort of secret room, just like in James Bond film or some sort of it. This kind of bed fliping style is almost as similar as the first bed fliping style. However, there is a some sort of table under it and you can save space by doing it.
  3. Attaching the bed to your cabinet will always be a good idea to save as many as possible space. Therefore, all you have to do to save space is by making a little modification to your room.
  4. If you think that bed fliping way is much out to date, then you can try this way by rolling it over you when you want to use your sofa to watch movies at netflix and save space. And you can roll it down when you want to go to sleep at night or take a nap.
  5. This way is almost similar as the way to attach bed to your cabinet. However, you do not have to flip it to save place. All you have to do is just using it since it has been what the way they are.
  6. If you like to sleep at higher place while you can also work after you wake up in the morning, you can try this bunk bed attached with the working table. It can also save space as many as possible. However, be careful with your head since there is some thick steel or wood above. Kind of uncomfortable, you may apply it and you may not.
  7. This one is a bunk bed attached with the space to put your books and photographs of your family, boyfriend or girlfriend. Anyway, it is kind of smart way to save space. You can also share bed with your siblings anyway. However, I’m kind of doubt that you want to apply it if you are 20s.
  8. This is wooden style bunk bed attached with the working table. You can put a computer in space between the upper bed and the lower bed. You can also work from your own bed without leaving it. This way can save space much and you can still have your productivity.
  9. This is a flipping bed attached to the cabinet. You can save space by fliping it over once you wake up and you can clean your bedroom with yout vacuum cleaner and then you can flip it back when you feel tired and you need to recharge yourself.
  10. You can combine the colour of green and white for the sofa attached with the bed and cabinet. You can have a netflix show while you lying down on your mattress or you can just sit down and watch it. It definitely save as many as possible places in your room.
  11. Red is always the colour of love. Therefore, you can add some red colour to your bed and make it as romantic as possible. Attached with the cabinet just like cliche ways to save space in your room. You and your spouse can have a wonderful night by applying this kind of way.
  12. If flipping bed is kind of cliche, you can do the same thing like roll it down and upp by pull it over under your sofa attached with the cabinet. It saves as many as possible space in your room, anyway.
  13. A pinky room with space saving way like this will blow your mind away. This can make your baby girl loves you very much. However, the problem of this kind of space saving way is that you have to make sure that your baby girl is strong enought to push the bed under the working table once she wake up.

Those are the ways to improve the comfortness of your room by saving as many as possible space in your room.

What is Islam? Talking About The Origin And Truth Islamic Religion, History, Belief, Customs


What Must We Know About Islam?

Talking About The Origin And Truth

Islamic Religion, History, Belief, Customs

Islam in Definition

What Do Muslims Believe

What is Islam? — Refer to Arabic language dictionaries you will find out that the meaning of the word Islam is: submission, humbling oneself, and obeying commands and heeding prohibitions without objection, sincerely worshipping Allah alone, believing what He tells us and having faith in Him. So, etymologically, the word ‘Islam‘ has several meanings. Amongst them is “Submitting and obeying”.

While in terminology, ‘Islam‘ means submitting of oneself to Allah by worshipping Him alone, obeying His commands in performing righteous deeds, and abandoning shirk and making the one committing shirk as enemy (Tsalatsatul Ushul/The 3 Foundations, page 7)

The explanation  of some scientists about the meaning of Islam in the terminological meaning is divided into 2 parts, namely general and special meaning. (Husul Al Ma’mul, page 7)

ISLAM in the Definition on Quran & Hadith

ISLAM in the Definition on Quran & Hadith

On Quran

Islam is a Deen (Religion)

Today, I have perfected your religion (dīn) for you; I have completed My blessing upon you; I have approved Islam for your religion (Qur’an 5:3)

Islam is Submission to Allah

The Religion before Allah is Islam (submission to His Will): Nor did the People of the Book dissent therefrom except through envy of each other, after knowledge had come to them. But if any deny the Signs of Allah, Allah is swift in calling to account. (Qur’an 3:19)

Islam is the Religion of Allah

Do they seek for other than the Religion of Allah?-while all creatures in the heavens and on earth have, willing or unwilling, bowed to His Will (Accepted Islam), and to Him shall they all be brought back. (Qur’an 3:83)

On Hadith

(Sahih Bukhari 1:2:48). Then he further asked, “What is Islam?” Allah’s Apostle replied, “To worship Allah Alone and none else, to offer prayers perfectly to pay the compulsory charity (Zakat) and to observe fasts during the month of Ramadan.”

(Sahih Bukhari 4:52:191). This letter is from Muhammad, the slave of Allah, and His Apostle, to Heraculius, the Ruler of the Byzantine. Peace be upon the followers of guidance. Now then, I invite you to Islam ( surrender to Allah), embrace Islam and you will be safe”

(Sahih Bukhari 009:092:447). While we were in the mosque, Allah’s Apostle came out and said, “Let us proceed to the Jews.” So we went out with him till we came to Bait-al-Midras. The Prophet stood up there and called them, saying, “O assembly of Jews! Surrender to Allah (embrace Islam) and you will be safe!” “Know that the earth is for Allah and I want to exile you from this land, so whoever among you has property he should sell it, otherwise, know that the land is for Allah and His Apostle.”

(Sahih Bukhari 1:4:247). By Allah! I consider him a believer.” The Prophet said, “Or merely a Muslim (Who surrender to Allah).”

Islamic Scholar

Ibn Taymiyyah

Islam is to surrender to God, submit to him, worship him, and serve him…..

The difference arises from the fact that Islam is a Din Submission. Din is the iffinitve of ddna, yadinu, which means to submit or to surrender.

The religion of Islam which god has ordained and promulgated through his prophets is to submit to him alone. It is nothing but submission, worship and service to God and him alone.

Islam in History

Islam is historically originated in the early 7th century CE in Mecca,and by the 8th century the Umayyad Islamic caliphate extended from Iberia in the west to the Indus River in the east. The Islamic Golden Age, during the Abbasid Caliphate, refers to the period traditionally dated from the 8th century to the 13th century, when much of the historically Islamic world was experiencing a scientific, economicand cultural flourishing. The expansion of the Muslim world involved various caliphates and empires, traders and conversion to Islam by missionary activities.

Islam In Beliefs

Basic Articles of Beliefs/Faith

Muslims have six main beliefs/faith (iman).

  • Belief in Allah as the one and only God, Allah.
  • Allah is eternal, omniscient, and omnipotent
    • Allah has always existed and will always exist.
    • Allah knows everything that can be known.
    • Allah can do anything that can be done.
  • Allah has no shape or form…
    • Allah can’t be seen.
    • Allah can’t be heard.
    • Allah is neither male nor female.
  • Allah is just…
    • Allah rewards and punishes fairly.
    • But Allah is also merciful.
  • A believer can approach Allah by praying, and by reciting the Qur’an.
  • Muslims worship only Allah…
    • because only Allah is worthy of worship.

The One and Only God

What is Islam; Ayat Kursi

All Muslims believe that God is one alone:

  1. There is only one God.
  2. God has no children, no parents, and no partners.
  3. God was not created by a being.
  4. There are no equal, superior, or lesser Gods.
  • Belief in angels (al Malaikah)

There are 10 angels to be believed

Below are the names and functions of the 10 leading Angels (alayhum salam).

  • Jibril: To deliver the Divine Revelations from Allah (Subhanahu wa Ta’ala) to His chosen Messengers from among the prophets (alayhum salam).
  • Mikail: To manage man’s mundane necessities, bring forth rain and oversee the cultivation of crops.
  • Israfil: To blow the Trumpet: once, for the destruction of the universe; and again, for the Resurrection of all accountable beings to face Judgment Day.
  • Izrail: Angel of Death, the most fearsome of them all, who does not delay nor expedite the hour of claiming the soul.
  • Maalik: Guardian of Jahannum (Hell-fire), an unwelcome sight, for the unfortunate and wretched dwellers of the eternal fire.
  • Ridwan: Guardian of Paradise, who welcomes the Prophets (alayhum salam) and the righteous who have been blessed by Allah (Subhanahu wa Ta’ala).
  • Munkar : To question the dead on issues relating to his/her God, prophet Salla Allahu ta’ala ‘alayhi wa Sallam, religion, belief, deeds, etc. Questioning in the grave.
  • Nakir: To question the dead on issues relating to his/her God, prophet Salla Allahu ta’ala ‘alayhi wa Sallam, religion, belief, deeds, etc.
  • Raqib: Sits on man’s right shoulder to record his/her good deeds.
  • Atid: Sits on man’s left shoulder to record his/her evil deeds.

Together Raqib and Atid are called the Kirama Katibeen.

“(Remember) that the two receivers (recording Angels) receive (each human being), one sitting on the right and one on the left (to note his or her actions. Not a word does he (or she) utter but there is a watcher by him ready (to record it).” (Qur’an 50:16-18) In another verse (82:11), these Angels are referred to as Kiraman Katibin or “honorable scribes”.

  • Belief in The Holy Books (Quran)

What is Islam? Talking About The Origin And Truth Islamic Religion, History, Belief, Customs

The Qur’an

The Qur’an is the holy book for Muslims, revealed in stages to the Prophet Muhammad over 23 years. Qur’anic revelations are regarded by Muslims as the sacred word of God, intended to correct any errors in previous holy books such as the Old and New Testaments.

The Qur’an was revealed to the Prophet Muhammad by God in Arabic. Some Qur’an fragments have been dated as far back as the eighth, and possibly even the seventh, century. The oldest existing copy of the full text is from the ninth century.

Although early variants of the Qur’an are known to have existed, Muslims believe that the text we have today was established shortly after the death of the Prophet by the Caliph Uthman.

There are 114 chapters in the Qur’an, which is written in the old Arabic dialect. All the chapters except one begin with the sentence Bismillahir rahmanir raheem, ‘In the name of Allah the most merciful and the most kind’. This is the thought with which Muslims should start every action.

The longest chapter of the Qur’an is Surah Baqarah (The Cow) with 286 verses and the shortest is Surah Al-Kawther(abundance) which has 3 verses.

The arrangement of surahs does not correspond to the chronological order in which they were revealed. The Qur’an is sometimes divided into 30 roughly equal parts, known as juz’. These divisions make it easier for Muslims to read the Qur’an during the course of a month and many will read one juz’ each day, particularly during the month of Ramadan.

Translations of the Qur’an exist in over 40 languages but Muslims are still taught to learn and recite it in Arabic, even if this is not their native language and they cannot converse in it.

Translations are regarded by Muslims as new versions of the holy book, rather than as translations in the conventional sense.

At the time of the revelation of the Qur’an, books were not readily available and so it was common for people to learn it by heart. Committing the Qur’an to memory acted as a great aid for its preservation and any person who is able to accomplish this is known as a hafiz.

The Qur’an is treated with immense respect by Muslims because it is the sacred word of God. While the Qur’an is recited aloud, Muslims should behave with reverence and refrain from speaking, eating or drinking, or making distracting noise.

  • Belief in the Prophets…

e.g. Adam, Ibrahim (Abraham), Musa (Moses), Dawud (David), Isa (Jesus), Muhammad (peace be upon him) is the final prophet.

  • Belief in the Day of Judgement…

The day when the life of every human being will be assessed to decide whether they go to heaven or hell. That Allah has the knowledge of all that will happen.

  • Belief in Predestination…

Muslims believe that this doesn’t stop human beings making free choices.

Islam In Customs And Etiquette

Islam In Customs And Etiquette and Islam Facts

The various manifestations of the conduct, mannerisms and pattern of living of a group of people are called customs and etiquette. The religions revealed to the prophets of Allah also direct their respective believers to follow certain customs and etiquette. The objective of divine religions is purification of the soul. Consequently, these customs and etiquette have been chosen to fulfil this objective.

1)     Declaring Allah’s name before eating and drinking and using the right hand for the purpose

  • The ceremonial salutation and its response when people meet one another
  • The ceremonial utterances after sneezing
  • Clipping the moustache
  • Shaving the pubes
  • Removing hair from under the armpits
  • Paring fingernails
  • Circumcising the mail offspring
  • Cleaning the nostrils, the mouth and the teeth
  • Cleaning the body after urination and defecation
  • Taking the ceremonial bath after the menstrual cycle and the puerperal discharge
  • Ceremonial bath after Janabah
  • Bathing a dead body
  • Enshrouding a dead body in coffin cloth
  • ‘Id al-Fitr
  • ‘Id al-Adha
  • Separation of the Sexes. During Islamic prayer and services, men and women remain separate. Muslim men are strongly recommended to perform their five brief daily prayers, or Salat, in the mosque. Women are encouraged to perform it in their homes.
  • A Muslim husband and father is financially responsible for his family. The wife can work if she likes, but she is under no obligation to pay for family expenses.
  • Islam requires that both men and women wear modest attire. When Muslim women reach puberty, their beliefs require them to wear as a minimum a hijab (head covering) and a jilbab (outer cloak) when in public and when performing Salat.
  • Marriage. All Muslims are required to marry if they can. If circumstances require it, a husband may have up to four wives, but a woman may only have one husband.
  • Don’t greet a Muslim with a hug; Muslim men can only hug their wives and women who are directly related to them.
  • Should greatly respect Parents and follow their orders (within Islamic Law).
  • Should greatly respect Islamic Teachers and Scholars.
  • Should recite Quran everyday.
  • Must pray five times a day, on time.
  • Should avoid every bad conversation and every bad habit.